This chart is a little beyond the scope of our discussion because it includes prenuptial and transmutation agreements which will be covered under When Death and Divorce Collide. But if you follow how the boxes flow together you can understand how it can serve as a prototype, and can be retooled for anybody's estate.

As you examine this flow chart and begin to understand what Ben and Kitty have planned for themselves, the following questions begin to arise:

Wouldn't Ben want to leave money to his sons outright upon his death?

Aren't the boys too old to wait for their inheritance until after Kitty dies?

Couldn't Ben somehow secure the Ponderosa for his sons?

There's much more...